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Deal.io Sell or Accept Payments Alternatives

#1 Zelle

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Zelle is online money transferring app that enables you to send money to friends and family in a fast, easy, and safe way. It has partnered with leading credit unions and banks across the U.S. Your money moves quickly from account to account. If your bank or credit union supports Zelle, you do not need to install it on your mobile banking app or online banking and if they do not support it, the app will make it simple for you to send money to registered users of the app.

Using only the recipient’s email address or US mobile phone number, you can easily and securely settle with almost everyone you know and trust. Moreover, it does not charge any fees for using the service. (Mobile operator or bank fees may apply). Whether you’re paying IOUs or sharing take-out costs, you can send money to someone you trust in minutes straight to their bank account using this app. Send money with just a few taps to your mobile phone.

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#2 Wise

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Wise is an online money transfer service that offers fast, easy, and secure ways to transfer money abroad which facilitates travelers, immigrants, organizations, freelancers, and those whose money crosses borders. It is a cheap and faster money transfer service that is operated in over 80 countries of the world.

People all over the world choose this platform to help them live, travel and work internationally. It makes sending money abroad 8 times cheaper than banking. Living and moving abroad is now made simpler by the platform. It offers the convenience to receive salary and pension without stress and multiple bank accounts. Just share your credentials with your employer, pension scheme, friends, or family, and get paid like a local.

#3 Lydia

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Lydia is a super, fast, and easy app to transfer your money. It has made payments and reimbursements so easy and is now become a benchmark for payments between friends and family. The app is an alternative to the best banking apps for those looking for a superior design and a unique mobile app that lets you track all your money at a glance and move it with a swipe. Its interface is fully customizable. Cards, bills, and receipts can be distinguished and illustrated with photographs to make them more beautiful and organized.

The platform also includes an account with a Visa Debit card and a French IBAN, which you can use as a secondary account for your internet payments and vacation spending. The app is a selection of innovative financial services that include the best banking, insurance, and startup services that save your money and time. The salient features of Lydia include Lydia Cards, Pay a Friend, Mobile Payment, Shared Accounts, Money pots, Donations, Instant Loan, and Checking Account.

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#4 PaymentSpring

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PaymentSpring is the one-stop developer-driven payment gateway for any person taking payments online. The platform is a powerful payment processing gateway and is designed for businesses, software platforms, and nonprofit organizations. It allows you to accept payments anywhere. Take credit or debit cards in person in one easy swipe, all without any long-term contracts or unexpected fees. Simply plug the platform’s card reader directly into your phone or tablet and enjoy the service.

The application is best suited for retail stores, internet businesses, service businesses, professional offices, eCommerce, integrated software solutions, and mobile merchants. The salient features of PaymentSpring include ACH Payment Processing, Debit/Credit Card Processing, In-Person Payments, Mobile Payments, Online Payments, Point of Sale (POS), and Recurring/Subscription Billing.

#5 Taler

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Taler is an online payment transfer application that provides a payment system to perform transactions with privacy. The platform using modern cryptography has built an anonymous taxable payment system. Customers will use traditional money and send this money to a digital exchange and in return, they will receive (anonymous) digital money. They can use this digital cash to pay anonymously to Merchants. While merchants can exchange digital cash for traditional money on a digital exchange. Since merchants are not anonymous, they can be taxed, which allows the government to withhold income or sales tax while still providing anonymity for customers. This helps to avoid money laundering and tax evasions.

Cryptography is used to ensure that none of the participants can deceive others without being detected immediately. However, in practice, a fraudulent exchange can go bankrupt instead of paying to Sellers, and thus the exchange will need to be checked regularly like any other banking institution. When making a payment, customers only need a charged wallet. The merchant can accept payments without forcing their customers to register with the merchant’s website. The platform is designed to make any transaction protected from many types of fraud, such as phishing credit card information or chargeback scams. In case of loss or theft, only the limited amount of money left in the wallet can disappear.

#6 SuperPay

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SuperPay is a simple, fast, and secure application that enables you to pay bills, utilities, airtime, internet data, and cable TV charges. It is a web-based application through which you can send or receive money from your friends and family. It enables you to transfer funds, pay electricity bills, and make analyses of your transactions. In short, it is a one-stop solution to pay all your bills online.

#7 MoneyMailMe

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MoneyMailMes a mobile application that enables its users to transfer and receive payments with others. While chatting with your friends or during video calls, you can send as well as receive money on your mobile device free of cost and in a secure way. The app streamlines your transactions and lets you enjoy a life together with your friends and loved ones. It covers over 123 countries and gives the appropriate channel to transfer money to your friends or family, no matter whatever the country is.

Your funds will be delivered to the recipient on time through its guaranteed instant money transfer system which is a secure and regulated network. No need to worry about high international rates of transactions as it offers zero taxes for transactions within its network. The salient features of Moneymailme include International Coverage, Instant Funds Transfer, Commission Free, 6 Available Currencies, Device validation, Layered security, Three-factor authentication, Transaction security, File transfer, and Video calling.

#8 PayRequest

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PayRequest is an easy-to-use payment solution that enables businesses to accept payments by creating payment links. Businesses can receive payments quicker through these links that can also be shared with their customers via email or SMS. Payment links direct customers to payment pages where they can directly submit their money using a payment service provider that is integrated with the solution, such as Stripe or Mollie. Users can specify a payment method and add their own title, description, etc.

The platform allows users to personalize their pages and use their own logo and background, and insert all titles and descriptions along with the amount. The software provides its users with automatic email or SMS reminders on a weekly, monthly, or daily basis. It monitors if the customer has opened the links and sends the user an email if their request is paid. The dashboard of the solution provides users with a simple overview through which users can view all of the status and reminders that are sent along with the log-in update when someone views. The main features of PayRequest include Debit/Credit Card Processing, Mobile Payments, Online Payments, Payment Processing Services Integration, and Reporting/Analytics.

#9 Trustap

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Trustap is a payment transfer app that is specifically designed to protect sellers and buyers when they are making online transactions or dealing with a stranger. The app plays its role as a third party between unknown parties to make sure the successful completion of any transaction and prevents either party from being scammed.

With this platform, it only takes a few seconds to open an account. Download the app or create an account here and immediately transact with Peace of Mind. The Online model of the platform helps both buyer and seller to track a package door-to-door. With the support of more than 640 couriers, you can send your package the way you want. It ensures risk-free transactions by verifying everyone’s identity since the platform holds the money securely unless both parties are happy, you no longer have to be worried while sending money to a stranger.

#10 Exilend

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Exilend is a lending platform that brings lenders and borrowers together and helps to generate and track loans and provides extensive reports and payment reminders. It is a recently launched social lending network that connects people who need money and people who have money and allows them to get a loan. Users can choose their lenders and borrowers and jointly determine the terms of the loan. The core of the platform is managing your transactions. It provides an easy-to-use interface for adding existing friends as well as inviting new users to the platform.

The application supports a wide range of loans and covers almost anything one would ever need for a P2P lending service. Users can create balloon loans and amortized loans with different types of compounding, loan terms, repayment schedule, etc. This gives you a quick preview of payments during loan creation so you know exactly how much is paid at what time even before loan creation. Pool loans is another profound feature of the platform that enables a group of lenders to share the profit from the loan interest according to their contribution ratio.