Greendot Alternatives

#1 Moneylion


Moneylion is an advanced app that is changing the way people borrow and spend money. It offers a membership program that helps you to enhance your finance and investment and manages everything regarding your payments. You can get access to all your personal loans at competitive rates. Moneylion is one of America’s most powerful financial membership platforms and has more than 3 million users.

The service features zero-fee checking that helps you a lot. You can also fund your Moneylion checking account with an instant transfer and then use it everywhere you go without any hidden fees. It covers almost all the significant features and services that help you to manage your all financial needs. With the help of its mobile application, you can add a direct deposit for just $250 or more to your account to unlock instant 0% APR cash advances.


#2 Brigit


Brigit is a fast, smart, and easy financial app that monitors your account in the background and sends you cash every time your balance run lows. The app works effectively by monitoring and managing things, so you don’t have to worry about paying an overdraft fee again.

The app covers all the significant needs and features that help you to manage your cash work and deliver money all the time. Brigit app is available to use on Android and iOS platforms, and you can access it all around the world.

#3 Earnin


Earnin is a superb tool developed and published by Activehours Inc. It is a finance app that allows you to get paid as soon as you leave your work instead of having to wait for payday. Earnin is free to use mobile applications available to use on Android and iOS platforms, and you can access it anywhere in the world.

To get your money, you need to tell the application where you work, connect it with your bank account, and that’s it. The app manages all your tasks and transforms your amount in minutes.


#4 DoorDash


DoorDash is an on-demand food delivery service that provides the food of the local restaurants. It is one of the best and most reliable means for getting breakfast, lunch, dinner, and food on order delivered from your favorite restaurants at your doorstep with one easy click.

People at this food delivery service can summon almost anything and fund the joy in the smallest things, like getting the food delivered within a few hours at their doorstep. DoorDash app has covered most of the local restaurants, so it is one of the best means for ordering food from the restaurants near you.

#5 Akimbocard


Akimbocard is a unique budgeting tool that is specially designed to manage your everyday spendings. Akimbo app has created a new kind of card built for budgets, allowances, and easy money sharing. The app lets you link your bank account and set up weekly, biweekly, or monthly budgets to your card and then easily keep track of spendings with real-time purchase alerts.

With its app, you can easily add more than 5 additional sub-cards with any name that is perfect for setting up specific budgets and allowances to family members or anyone. Just all the other finance apps, it also allows you to manage, load, and review transactions on all your cards from a single login.

#6 Cash Now


Cash Now is an online platform that offers payday loans for customers at a single click of a mouse. This online payday loan is an excellent solution for you, whether there is an emergency situation or you need some extra money. Signing up and requesting to be linked with the online lender is fast, easy, and painless.

Cash Now offers all the similar services with some new features. The decision between customer and lender happens in less than 10 minutes that enable you to withdraw your money from your checking account as soon as the next business day.

#7 CashNetUsa


CashNetUsa app enables all the existing customers to access their accounts on the go. You can check your fund request, balance, and make a payment right from your device. It is the most popular finance mobile application available to use on both Android and iOS devices.

The application features the supports of multiple customers such as payday customers, flex loan customers, installment loan customers, CSO payday customers, and CAB payday customers in TX, etc.

#8 Walmartmoneycard


Walmart Money Card is a leading mobile app that allows you to manage and access your money at any time. Walmartmoneycard is a free to use Android and iOS mobile application that enables you to monitor and manage everything regarding your payments.

You can precisely view balance and transaction history, find nearby Walmart stores, discover ATM locations, pay bills, view cashback rewards balance, deposit checks and order, and pre-authorize paper checks.

#9 Plaid


Plaid is one of the best and easiest ways for users to connect their bank accounts to an app and access everything over their cell phone. The platform focuses on enabling consumers and businesses to interact with their bank accounts, checks balance, and make payments through financial technology applications. It provides developers with lots of stunning tools that they need to create an easy and accessible experience for their users.

Plaid offers six comprehensive products as Auth, Assets, Identity, Balance, Transactions, and Income. Each product of the platform enables access through the single integration and generates data to be used in improving the end-user experience. The app allows you to build solutions and customize them according to your needs. You can manage everything, whether it’s for personal finance or business finance such as lending, consumer payments, and banking, etc. Its suite for analytics support an extensive list of financial institutions that are available through API.

#10 Payactiv


Payactiv is the best option for the employee to get financial relief between paychecks. It gives businesses a powerful tool essential to ease the financial stress of their employees and create a higher-performing workforce.

The platform invented real-time access to earned wages to create the most comprehensive and award-winning financial wellness solution. With the help of this platform, employees gain instant credibility and see measurable cost reduction from better recruitment, engagement, and retention.

#11 Varo


Varo is an all-in-one mobile banking solution that helps you to manage your financial needs. At this platform, its goal is to bring that relationship back to banking and its main objective is to enhance customer’s financial lives. Every customer has tools that they need to get ahead financially and technology that allows more personalized help for more audience.

By integrating basic banking products such as deposits, saving, and lending with financial health tools. With the help of its app, you can automatically save money, earn more, and track all spending. Varo app also offers loan services, and to qualify for that, you need to set up a direct deposit and receive a debit card.

#12 Even


Even – How Buy People Master Their Money is a financial service that makes it easier to make ends meet, pay down debt, and save money. It is a comprehensive solution that allows you to send your payment to your bank account in one business day and pick it up at any US Walmart.

It does not imply any hidden charges, no loan, and any kind of interest. Even app allows you to detect which bills are coming up and how much you need for them. With the help of this all-in-one financial solution, you can easily set your budget, manage expenses, and spend confidently.

#13 FasterFunds


FasterFunds is a comprehensive online marketplace where people who need a personal loan can find a lender service to provide them with funds that they need. Its online form is quite simple to fill out and only takes a few minutes to get approved.

While the service does not involve in any decision-making process, and by completing its easy process, you can find a lender in a matter of minutes. The best thing about this service is that it values your privacy and will share details with the partners in its network.

#14 LendUp


LendUp is a unique ladder system where borrows may choose to enhance their credit by successfully borrowing and paying short-term loans. When you can need money, it provides a fast and more secure alternative to traditional payday lenders who often leave you trapped in the never-ending debt cycle. Just like Honestloans and all the other similar platforms, the Lend Up app also allows you to apply online.

The app says it all through its clear term and condition and transparent pricing, and you never have to worry about any hidden charges. The LendUp Ladder offers you the chance to monitor your complete credit history while getting the money.

#15 LoanSolo


LoanSolo is a platform that connects customers (like you) with lenders around the country that are willing to offer short term loans up to $1, 000 and online personal loans up to $3, 000 quickly and securely. It creates a network of reputable lenders so that you have more ways and select the right offers for your needs. You have to provide your basic information throughout its network so you can receive suitable load offers from one of its lenders.

Even though its lender may need to perform credit checks to verify your capability. Sometimes it’ll not consider your credit history as the major factor in approving your request for funding. You will not have to get indulged in endless questions or fill out papers to get access to funding options.

#16 PockBox


PockBox is not a lender service but a platform that comes with the aim to quickly connect customers with lenders that offer loans that may work for them. It is an alternative to the Honestloans app and offers all similar services with some new features.

Thousands of Americans are using these personal loans to help them pay for emergency expenses like medical expenses, bills, and mechanic fees, etc. Its simple online form does not include long questions and can be completed in less than 5 minutes.

#17 Avant


Avant is one of the best online lending platforms that offer access to the fast and simple borrowing experience. You can easily apply and manage your loans through this service, and its process can be done online or on your smart device. All the borrowers can apply online for a personal loan and take advantage of competitive rates.

Avant is one of the best alternatives to Honestloans and offers all the similar services with some new benefits and best rates. Avant Personal Load is an application that manages your loans wherever you are. The app is available to use on Android and iOS platforms, and you can access it anytime, anywhere around the world.

#18 HonestLoans


HonestLoans is a lender connection service that works to connect you with the lenders that may be able to meet your needs. You just need to specify the criteria you are interested in, and it searches its network of lenders based on those specifications.

After you submit your application, you can get an offer for an installment loan. If you have approved your loan, you will be redirected to the lender’s official website. It specifies lenders then offers you with the terms and conditions of your loan contract.

#19 Prosper


Prosper is a pioneer of peer-to-peer (P2P) online lending in the United States. It facilitates more than then $10 billion folks in getting personal loans. For borrowers, getting a personal loan through this platform works much in similarity to the other online loan providers.

Lenders can review loan listings on and fund applications that meet their criteria, and it won’t hurt credit to apply. First, you need to select your loan amount, answer a few questions, and get your lowest eligible rates instantly.

#20 Wisewage


Wisewage is a new service that connects unbanked workers to the best in a class bank account that can accept direct deposit. The service is specially designed for those who want to eliminate check cashing fees and save more than $700 in a month. You can use any of the prepaid debit cards offered at Wisewage to receive payment by direct deposit.

To enjoy its service, you need to complete a few steps, and you can then do whatever you want. You just have to choose your card, apply for it, activate your card, and set-up a direct deposit.

#21 Rezzcard


Rezzcard is a comprehensive platform that offers an excellent electronic rent payment solution designed to serve the needs of affordable and public housing. The service was created by the co-founder of a nationwide payment processing company serving the needs of under-banked for 20 years.

The ultimate objective of the platform is to enhance the financial health of its residents and communities by working hand in hand with property managers. Rezzcard app allows you to save money, create credit, and quickly gain access to the electronic services and financial products to enhance lives.

#22 Dwolla


Dwolla is an online payment solution that is specially designed for bank transfer and transportation of money. The service consists of a flexible and easy-to-use suite of product that works with all United States banks and credit unions. It makes it simple to build applications that facilitate bank transfers, manager customer, and verify bank accounts.

Dwolla app keeps the brand front and center that offers payment infrastructure needed to ensure the smooth payment processing experience that works great with the platform.

#23 Mocafi


Mocafi – Spend Smart, Build Credit, Live Wealthy helps you transition into the wealth-building lifestyle. It is an advanced level mobile banking application for depositing funds, budgeting, and building created, etc. It is available to use on Android and iOS devices, and you can use it anywhere around the United States.

The app allows you to connect your existing bank account to your Mocafi account to load approved checks and manage transactions. Just like Rezzcardm, it also allows you to pay rent electronically and have it automatically reported to Equifax and TransUnion. You need to press a few tabs, and your rent is paid with a positive entry on your credit report.

#24 Firstach


Firstach is an electronic payment platform that is so much similar to credit cards and paper checks. The ACH (Automated Clearing House) network is a safe, secure, and reliable system that can be operated over mobile phones and tablets.

Thousands of companies use it for processing direct deposit payroll, loans, utility bills, mortgages, insurance, and the Federal government for benefit payments and social security.

#25 Netspend


Netspend Mobile app allows you to manage your account wherever you are and whenever you need it. The application makes it easy to check your account balance and transaction history. You can also send money to friends and family, reload locations, and load checks straight to your account.

Netspend app is a quite secure, fast, and easy to use application that is available to use on Android and iOS devices. Just like most of the similar platforms, Netspend is also a versatile prepaid debit card with the highest maximum balance of cards.

#26 Gochange


Gochange is an all-in-one finance solution that enhances your cash flow and increases your available balance to avoid an overdraft or a late fee. It helps you in automatically building emergency funds. The service starts with a fundamental level, and now it has thousands of users who can use it to manage their financial needs.

It acts like a virtual financial assistant that texts you about the financial updates that will hopefully keep you on track with your personal finances. The Gochange app works by finding it here, and then it evaluates your bank’s information for habits.