You Need A Budget Alternatives

You Need A Budget

Description
You Need A Budget or simply YNAB is a personal home budget management application. If you are worrying about maintain your budgets or unable to follow your budget then You Need A Budget is a budget management tool for you that will assist you in maintaining your budget from income and expenses to paying off debt and saving more money… read more
Categories
Misc
Filter by Platform

18 You Need A Budget Alternatives & Similar Software

Free
1

1. GnuCash

GnuCash is a free accounting tool for individuals and small business to maintain mega-transactions. GnuCash is available for free for Windows, Mac OS X, and Linux operating systems. This open source accounting software lets its users maintain their record of their day to day transactions. Those small businesses that are looking for full-fledged accounting software are advised to use GnuCash and centralize their whole accounting department. The interface of GnuCash is so simple yet flexible and powerful that it assists the users to track their bank accounts, stocks, income, and expenses. There is also a digital check register in GnuCash that is based on the international accounting frameworks to ensure accurate reports and balanced books. The advantages of using GnuCash are maintaining double entry records, digital cash register, the record of daily income and expenses, tracking transactions, graphs, and reports, etc. GnuCash conveys a perfect and all around sorted out format of your business information however you ought to consider that it gobbles up CPU and memory, so the execution of your framework might be hampered. All things considered, GnuCash gives a rich suite of components for dealing with your records and individual funds.

0

2. CheckBook

CheckBook, as apparent from the name, is a kind of digital check registers that enables the users to manage their bank and check records at a centralized place. But the other best feature of CheckBook is that it also works as a personal finance manager in addition to maintenance of check records. It was basically designed for Mac OS X, but now it is also available for iOS and Android mobile operating systems. CheckBook is a next generation of powerfully simple finance that makes it easy for the individual and small enterprises to maintain their day to day expenses, income and all type of cash flows. CheckBook assists the users in maintaining each and every financial transaction and finding anyone anytime with the powerful search system. The user can also reconcile their accounts to the penny. The best about CheckBook is that it supports the accounts of other financial apps as well.

0

3. Home Bookkeeping

Home Bookkeeping is a special finance management tool that is designed for managing personal and home based accounts only. The best about Home Bookkeeping is that it lets the user set the password on their accounts and by that’s way they can ensure the security and privacy. If you don’t know who to control your financials then Home Bookkeeping that will teach you the way for controlling you each financial transaction. By using Home Bookkeeping, everyone can become an accountant without having accounting knowledge. Unlike other accounting applications and spreadsheets, Home Bookkeeping also works as an adviser as well. The graphics and diagrams system of Home Bookkeeping lets the users view the ratio of their income and expenses and monitor the financial transactions in a more comprehensive way. Use Home Bookkeeping and stop wasting money to start saving.

0

4. CalendarBudget

CalendarBudget finance management application. However, the unique feature of CalendarBudget is that it is web-based finance management software. So, there is no need to download and install any software. Just make an account and access from anywhere. CalendarBudget is considered as one of the best web-based money planner and budgeting software for maintaining the personal financial issues. Without any planning and setting goals, it is impossible to reach the saving goals. It is CalendarBudget that lets its users break their record of expenses and wasting habits and turn them into savings.

The advantages of using CalendarBudget keep record of every transaction, calendar reminder system to remain update, track income, and expense to monitor the saving and spending plan, check account balance anytime, set saving goals for future, no downloading, no installation a full time accounting environment in cloud, no complicated system just walk and go.

0

5. Mint

Mint is a web-based money management application. Check out what Mint can do; credit card records, bill due and payment records, bank register, bill management, budgeting & investment, credit score, etc. No downloading, no installing, use in the air. Today in the world of technology earning more is no more difficult issue but managing the earning is the real one. Mint is that accounting software that lets its users manage all their financial matters at one centralized place of the Mint. Either it is about your expense or budgets or about saving goals, Mint is such type of money management application that lets you maintain each and every financial transaction and meet you saving goals by breaking the habits of wasting money. So, use Mint and do some justice with your income. Mint is a simple, easy and effortless way of controlling your financials and making the dream a reality.

Free
0

6. Manager

The manager is free accounting software whose purpose is only to serve small business. Here are some functions that can be performed by the small business: general ledger, cash management, bank reconciliation, expense claims, accounts receivable/payable, fixed asset management and dozens of others. The manager is free accounting software for Mac OS X, Linux, and Windows operating systems. The manager is one of the best and comprehensive accounting a platform that is integrated will all those features the lets the users to save both money and time.

The features and functions available in Manager are cash management, general ledger, bank reconciliation, expense claims, accounts receivable, accounts payable, billing & invoicing, sales orders, purchase orders, delivery notes, time & service billing, billable expenses, fixed asset management, capital accounts, profit & loss statement, aged payables, journal entries, custom fields, customer statements, project-based accounting, cash-basis accounting, recurring billing, import bank statements, comparative reporting, etc.

0

7. MoneyWell

MoneyWell is for putting all your income and expenses in an order. MoneyWell is for Mac OS X and iOS users only. Either it is about managing income or managing expenses, MoneyWell is software that can manage all. Use MoneyWell and get comprehensive chart and graph based reports. MoneyWell is personal financial software. It lets the users to proactively manage their spending using the envelope budgeting system and keep track of banking using the direct connect and flexible importing. The best about MoneyWell is that it is a multiplatform application that efficiently work on Mac and iOS and other best thing is that both versions are synchronized with each other, so, the user can use same data from another platform.

Either it is about managing accounts from mobile or from the desktop; it is MoneyWell that provides the equal features. MoneyWell is perfect for capturing your all financial transactions while you are in a checkout line.

Free
0

8. Controle.Finance

Controle.Finance is another web based finance tool for managing your money. Controle.Finance enables the users to maintain the budget in the air and monitor it in the air as well. Managing income, expenses, investment, debt, and many other ledgers are the part of Controle.Finance. This web-based platform will assist you in managing all your financial matters. Controle.Finance is integrated will all those tools that will assist you in managing your personal fiancé.

The advantages of using Controle.Finance are tracking of income, expenses & investment; manage accounts in multiple currencies; import excel expense tracking spreadsheets; generate custom reports, and much more. The user can also compare against expenses and get a clear overview by creating bar, pie and line reports. It is not very easy to control accounts, but it is Controle.Finance that lets the users control unlimited transactions, use the unlimited number of categories & subcategories, use multiple currencies and much more.

Free
0

9. Buddi

Buddi is a small tool for personal finance and money management purposes. Buddi is helpful for those users who have no idea about money and finance management or who have a very weak financial background. Buddi is the best financial tool where there is no need of prior knowledge. Buddi is specially designed for those users that have no prior knowledge of financial concepts are having no financial background. The simple and easy-to-use interface of Buddi lets the users be an expert in account management.

Buddi is an open source and free application whose features can be used in full without any trial and one-time limit formality. Buddi is for almost every operating system including Windows, Linux, Macintosh and many others. The other best thing about Buddi is that is available in multiple languages easing the user from any part of the world to manage accounts in their own language.

0

10. Squirrel Books

Squirrel is a small business and accounts management application for Mac users. Squirrel is designed by the experts of accounting field and that’s why it provides high-quality accounts and budget management platform. Squirrel Books provides an expert accounting and bookkeeping services at prices that the user can afford. Squirrel Books also assist the users of QuickBooks to use do their work in Squirrel Books as well. It is very easy to manage payroll, taxes and much more.

The advantages of using Squirrel Book are accounts receivable & payable, invoicing, record journals, post general ledger, bank reconciliation statements, payroll processing, year-end W-2 & 1099 forms, comprehensive financial statements, cleanup bookkeeping, sales tax returns, payroll taxes returns, business income tax returns, personal income tax returns, tax planning & guidance, estates & gift taxes, state personal & business income tax returns, trust tax returns, budget system command control and may other features.

0

11. Moneydance

Moneydance is a personal fiancé management application for Mac OS X. By using the Moneydance, the user can manage the crucial accounts effectively and easily. Moneydance is also best for managing multiple bank accounts. In addition of Mac OS X, Moneydance is also available for some other platforms as well. It is considered as an –easy-to-use platform that lets the users manage every financial matter of theirs. The best boat u Moneydance is that it is integrated with all those features that are the necessity of the users including online banking and bill payment, account management, budgeting & investment tracking. Moreover, Moneydance can handle accounts in various international currencies as well and performs kind of financial task easily and efficiently.

The other features and functions of Moneydance are online banking system, summary system, reports in a graphical view, various account registers, reminders, to-do list, investment tracking, budgeting, financial controls, and much more.

0

12. Jumsoft Money

Jumsoft Money is a financial tool for managing your financial life. By using this application, a user can keep the record of their daily income and expenses. Moreover, visa records, house loan, investment, assets records can also be maintained by Jumsoft Money. Jumsoft Money is available for Mac and iOS. Jumsoft Money is a powerful and easy application that helps the user to control their financial life. It is very easy to oversee account balances, keep budgets, and managing bank accounts, credit cards, assets and cash by using the Jumsoft Money.

The other features available in the straightforward platform of Jumsoft Money are creating and maintain different accounts in a single platform, easy budgeting creating and handling, smart scheduling and controlling system, investment maintain and tracking system, advance report generating system, multiple data files, direct downloading access anytime from anywhere, and much more. Jumsoft Money is one of the best finance management applications.

0

13. Quicken

Quicken is a multipurpose personal finance management program that is used for meeting the requirements of personal financial management life. By using this program, the users can control the basic requirements of financial issues like money management, budgeting, income and expense management and many more. Quicken is available for both Mac OS X and Windows operating systems users. By using this personal finance management program the users of both operating systems can get a full command and control over each of their personal financial transactions. The main advantages of using Quicken are it is the provider of complete financial solution, provide bank level security, can be access from anywhere by sync it with the online account management system of Quicken, make the users able to see and track all of their bills and other financial transactions at one place. When it comes to reliability and accuracy then Quicken provide the users with state of the art bank level of reliability and accuracy.

Free
0

14. Acorns

Acorns – Invest Spare Change has made it simple to invest the spare in your future. It is one of the best and easy to use app that helps you to invest and save in the background of life. The application has a community of more than three million people who can do it in an intuitive way. Acorns offer painless investment of your spare change into a diversified portfolio of the ETFs of up to 7000 stocks and bunds automatically. With the help of this app, you can easily invest over time in recurring investments daily, weekly or monthly, and one-time investment if you have extra cash. The best part about Acorns is that it allows you to withdraw your amount anytime without any charges. Acorns include prominent features such as invest as little as $5, easily invest over time, easy to use, the maximum time over the time, watch the progress, high security and more. If you really want to invest in your future than try it out, it is the best option for you.

Free
0

15. Stash

Stash – Invest Learn Save is a Finance mobile application by Stash Invest for Android and iOS devices. Just all the other similar investing platforms, it also offers slight shares that let you invest how you want, no matter the share price, which means you only need $5 to start invest in well-known stock and exchange-traded funds and themes that can help you create a balanced portfolio based on your beliefs. Its Auto- Stash feature lets your automate investing and saving so you can easily create wealth for the long run. It is a powerful application that offers coach feature to help you navigate the world of investing through personalized challenges. A complete variety of challenges in order to earn points, learn and become the wealthier investor. Stash offers blog service where new articles and tips publish every to help you develop smarter financial habits and become a confident investor. As compared to all the other similar applications it offers lots of new tool and services to deliver and complete experience without any limitations. It introduces personal investment accounts, individual retirement account with all the tax benefits and custodial investing accounts for children under 18. Stash also offers physical, electronic and procedural safeguards to deliver complete security system.

Free
0

16. Qapital

Qapital is an easy to use Finance application that allows you to save money automatically and take control of your spending. It is a powerful application that offers three different options to save your money such as Save Money on Autopilot, Spend and Get a master Checking account, and Invest let your money for you. Each one has its own features and methods. The application is specially made for those people who have extra money and want to save or invest in any kind of business. It manages your all the tasks and offers a reliable platform to manage your finance needs. Its spending mode offers a free checking account with a Qapital visa Debit Card. This will help you stick your budget and take control of your spending by keeping you informed. It has a list of core features that make it better than others. Try it out; it is best for everyone.

0

17. Money View

Money View is a leading platform that offers all-in-one finance solutions such as track spends automatically, view bank account, set budgets, bill reminder and much more. It is the best solution that empowers people to be more aware of their finances and to do better with their money pro-actively. The most addictive thing about this platform is that it allows you to get a load of more than 2, 00, 000 in just a few hours in order to solve your financial problems. As compared to all the other similar platforms, it is quite secure and does not gain access to your personal information, bank OTP, password and account number. Money View is available to use on Android and web platforms, and you can access it anytime around India. The platform includes core features such as simple and easy to use, manage expenses, notifications, generate reports, set budgets and much more. Overall, Money View is one of the best finance solutions that manage your all the basic needs.

Free
0

18. Stash Free

Stash Free is a personal finance and investing application that helps you to save and invest. The application is developed and published by Stash Invest, and you can download it in Android and iOS devices. The application is specially designed for those who want to invest their amount in business and earn some commission. Unlike most of the other applications, Stash Free lets you buy fractional shares of stocks and funds, so you can easily start investing with just $5. Through this app, you can explore a massive list of investments and build your own portfolio while you learn to be a confident investor. One of the best thing about this platform is that it offers unlimited trading, education, and opportunity and much more that make it a comprehensive solution. The app also offers personal investment accounts, custodial accounts, and retirement account to invest for children under 18. Each account has its own benefits and lets you buy stocks, bonds, and funds with no add-on trading commissions. All Stash account comes with access to its new and education platform. Read helpful guides and articles about investing, budgeting and saving. Stay up-to-date on financial news and take quizzes in order to test your knowledge etc. There is also a massive range of unique features that make it more engaging. Try it out, if you really want to save and invest.

More About You Need A Budget

You Need A Budget or simply YNAB is a personal home budget management application. If you are worrying about maintain your budgets or unable to follow your budget then You Need A Budget is a budget management tool for you that will assist you in maintaining your budget from income and expenses to paying off debt and saving more money. Based on the simple accounting principles, YNAB lets its users to quickly and efficiently control their money, debt credit limit and meet the financial goals.

YNAB provides a full control to the user over its financial transactions from paying off debt, wasting money to breaking paycheck to paycheck cycle and much more. By following few basic rules, everyone can maintain a good home budget and can stick on that as well. YNAB is available for PC, Android and iOS and helping these users to gain control of their financials.

About the Moderator

Hugh Miller